Animal insurance and alternative medicine: what support by the mutual?


As in humans, alternative medicine is increasingly being used in therapeutic practices aimed at curing animal disorders. These approaches are all the more interesting as they often focus on prevention, taking into account the animal in its physiology, but also its behavior, which in the long term can limit the expenditure in curative care. Have mutuals integrated these elements and do they support them?

Alternative medicine for animals

Veterinary medicine increasingly incorporates practices inspired by traditional Chinese medicine or energy medicines. This helps meet a high demand from pet owners, while representing effective alternatives to traditional veterinary medicine. The number of veterinarians practicing these specialties continues to grow as the benefits of these treatments are not effective.

These new veterinary approaches focus on the well-being of the animal. While conventional medical treatments give pride of place to the use of drugs whose side and undesirable effects are to be deplored, alternative practices reduce the use of these chemicals, or even allow their complete substitution in some cases.

Pet owners are committed to improving the living conditions of their pets while taking care of their wallets. So what about the coverage by mutuals of these particular medical practices?

Support for alternative medicine by mutual funds

Pet insurance that covers this alternative care is not yet very numerous. But given the results obtained, these practices are taking more and more place in the guarantees offered by the various organizations.

Support can take the form of packages prevention. The objective is to avoid the appearance of disorders or diseases that could affect animals, with a reduction in curative interventions. Consistent with this logic of reducing risk factors, contracts can include packages aimed at promoting animal vaccination.

On the curative side, the mutual health insurance generally conditions access to guarantees to the intervention of a veterinarian. Homeopathic medicines can thus be reimbursed in the same way as traditional medicine medicines, subject to a prescription by a veterinarian. diploma.

What practices are supported?

Dogs frequently suffer from osteoarthritis. More generally, muscle pain, motion sickness and especially stress and anxiety in animals are effectively treated by alternative medicine.

Theosteopathy mobilizes the animal’s body: its control requires specific physiological knowledge. Initially, it was a specialty that focused on horses. Now it is open to the most common domestic animals.

For a long time, after prolonged immobilization, the animals had to regain their mobility on their own. Now the physiotherapy takes care of their rehabilitation. This can consist of either passive or active exercises.

Theacupuncture also affects dogs, cats and horses and can solve respiratory diseases, gastrointestinal problems, calm pain and soothe situations of stress and anxiety.

Commonly used for dogs and horses, the mesotherapy consists of injecting products under the skin through localized injections. It is particularly indicated for osteoarthritis problems, muscle and ligament pathologies.

The herbal medicine uses the therapeutic virtues of plants. All animals can benefit from it. This practice requires a perfect knowledge of animals because plants do not have the same effects on them as on humans. Consultation with a specialist is essential. Likewise, essential oils should be handled with great care as they can have a toxic effect on animals.

Aromatherapy, naturopathy, hydrotherapy or physiotherapy can also be included in the list of practices supported by the mutual.

Make the right choices

Intervention on animals requires serious training. Under no circumstances should you turn to specialists in these disciplines who open their practice to animals but rather to veterinarians, first animal specialists, who then followed a specialty falling within the category of alternative medicine. If it is difficult for you to find a practitioner, ask your regular veterinarian for guidance.

It is important to inquire before signing the contract to avoid future disappointments that could arise. Take the time to compare the proposals of different organizations to choose the formula that corresponds to your preferences in terms of medical care.

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