In terms of savings, 2020 was the year of all records: the French continued to work or to receive state aid, more than 30 billion euros just for partial unemployment (and it continues)… while not being able to spend. Holidays canceled, shops and restaurants closed, confinements … They therefore deposited this money in their bank accounts. And the hackers tried to take advantage of it.
The number of fraudulent sites targeting savings is exploding
The figures for French savings in 2020 are eloquent: more than 130 billion euros, unheard of. No wonder the hackers saw in this gigantic sum the opportunity to try to steal money from households. How to do ? Simple: by creating fraudulent sites targeting, precisely, this unused savings. They range from outright scams to more constructed deceptions… but the goal is the same.
The Prudential Control and Resolution Authority (ACPR) unveils the figures of its analysis on fraudulent sites on Wednesday January 13, 2021: she identified 1,081. These sites, which obviously did not have the approval of the competent authorities, offered loans, savings plans, insurance… Everything is good for stealing money.
Sites that impersonate reliable establishments
With more than a third (361) sites identified in the last quarter of 2020 alone, the trend seems to be accelerating rather than slowing down … which does not bode well for 2021. The money set aside is indeed still there, and hackers will no doubt be tempted to tackle it.
Internet users must also be extra vigilant: as the ACPR underlines, more and more sites do not hesitate to usurp the identity of banking establishments or insurance companies, to appear more legitimate. 40% of the more than 1,000 sites identified in 2020 used this technique which aims to lower the guardianship of the saver.